Objective Financial Advisors, Inc.

Objective Financial Advisors, Inc., the investment adviser, or its representatives may only transact business in states or other registration jurisdictions if first registered, excluded or exempted from state investment adviser or investment adviser representative registration requirements; and follow-up, individualized responses to persons in such states or other registration jurisdictions by the investment adviser or investment adviser representative that involve either effecting or attempting to effect transactions in securities, or rendering of personalized investment advice for compensation, will not be made without compliance with state investment adviser or investment adviser representative registration requirements, or an applicable exemption or exclusion.